Instead of satisfying your urge for the latest books, movies and music, take a trip to the library. You can easily satisfy these cravings by borrowing materials for free. When you come across something you truly enjoy, go ahead and buy a copy for yourself. Don't make any investments until you've taken them for a trial spin. Are you thinking of buying a smartphone or car? Ask a friend who owns your desired model if you can play around with theirs. That way, you can make an informed choice.