This is a great time to take out an insurance policy, make out a will or start a retirement account. Protecting your wealth will cause it to grow. It will also give you peace of mind. One of the greatest gifts you can give your loved ones is a financial cushion. If you're not sure what is the best way to help your family, talk to a money expert. They'll be able to look at your situation and find an investment plan that works best for you.