SC First Bank, the South Korean unit of Standard Chartered Plc, said Friday that it will carry out a voluntary early retirement program for executive-level employees in a bid to boost its management efficiency. Joo Hee-sun, a bank spokeswoman, said that SC First Bank and its parent holding group will receive applications from about 90 senior officials this month to conduct the early retirement scheme in a bid to sustain the bank\'s growth in the fast-changing banking industry.