China Everbright Bank\'s profit jumped 40.65 percent year on year to reach 14.15 billion yuan (2.23 billion U.S. dollars) for the first three quarters of the year, the mid-sized lender said in a statement filed to the Shanghai Stock Exchange.The bank attributed the profit growth to an increase in net interest income, which rose 30.68 percent year on year to 28.98 billion yuan in the nine-month period, according to the statement.The lender\'s income from fee-based services and commissions increased by 43.86 percent to hit 5.35 billion yuan for the first three quarters.By the end of September, the value of the bank\'s total assets increased 12.54 percent to 1.67 trillion yuan from the beginning of this year, it said.During the same period, the lender\'s non-performing loan ratio dropped 0.1 percentage pointd to 0.65 percent, the statement said.By the end of September, the lender\'s capital adequacy ratio, which measures a bank\'s ability to deal with risk assets, stood at 10.93 percent, down 0.09 percentage pointd from nine months ago.Meanwhile, its core capital adequacy ratio rose 0.09 percentage pointd to 8.24 percent, the statement said.