Bank of America has agreed to pay $783 Million in fines and refunds to settle accusations it misled customers about its credit card services. The bank will refund $738 Million to affected customers and pay $45 Million in penalties to US regulators. The payout relates to the bank’s sales and marketing of its payment and identity theft protection add-on services from 2010 to 2012. The bank’s credit card services affected nearly three million customers, regulators said. The US Consumer Financial Protection Bureau said in a statement that the bank “unfairly billing consumers” for the identity theft protection product, and “using deceptive marketing and sales practices” for the credit protection add-ons.